This calculator is provided for illustrative purposes only and is not a quote. Actual closing costs and FHA insurance will be reflected in your full individual quote and proposal. Calculation based on a 1-Year CMT, Monthly adjusting ARM program with an initial interest rate of InitialRate% as of . Maximum APR (Annual Percentage Rate) “InitialRate” + 5%. Estimated fees, including up-front FHA mortgage insurance premium range from $11,000 to $16,447 depending on the value of the home (included in mortgage). Closing costs vary from state to state and can affect down payment. Please check with your HECM Loan Officer for actual figures. Fixed rate options also available. Mutual of Omaha Mortgage Inc., NMLS ID 1025894. These materials are not from, or approved by, HUD, FHA or any Government Agency. Subject to credit approval. www.nmlsconsumeraccess.orgv